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May 13, 2021

Tips for those who want to fix their own cars

1. Buy yourself a very old car
The best way to learn how to repair cars is to study their structure. Especially if you are young and don't have extra money to repair your car. Ideal.

Many excellent craftsmen didn't know how to change oil or plugs until they were in their twenties. But then they would buy a car that was older than themselves and start rebuilding it, thus learning the art.

Ask your friends, your father, your grandfather for advice. Learn the basics. Change oil, plugs, air filters, look through technical documentation and everything will go like clockwork. A rust bucket will help you fall in love with cars and understand how to take care of them.

2. Buy a set of tools
You can't unscrew nuts by hand, especially if they've been rusted for ten years. Go to the store and splurge on a good set of tools.

If you don't have any money at all, you can go to FixPrice and see something there, but don't count on the long life of such tools. I recommend investing 3-4 thousand right away and buying a good, branded set.

3. Buy a repair manual

Very useful stuff. A step-by-step repair manual for your car will help you sort out any problem. They are not expensive, and if you are ready to read from the screen, you can even download one for free like this on the Internet . Such books will save you a lot of time and effort.

4. Read books

Buy or download a few books on mechanics and electronics. After reading them, you'll have a much better understanding of how your car works. Once you figure it out, repairs will no longer be a problem for you.

5. Help your friends

Did a friend's car break down? Hurry up and help him. You'll gain invaluable experience and establish yourself. Besides, if you ever have something broken, your friend will come to your aid more willingly.
Posted by      Ted Novack at 6:37 AM AEST | Comments (3)
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May 5, 2021

Pocket money: just for fun or payment for household chores

Kindergarteners should be taught what money is, its denomination, and elementary ways to use it. You can play themed games.

Younger schoolchildren will be fine with stories about the types of money, currency and the rules of family budget planning or money management lessons for kids

It will be useful for middle school students to learn about the most common financial instruments used by their parents (deposits, loans, bank cards), and for older students - about interest rates, passive income from investments, types of fraud, legal provisions and rights, the nuances of credit agreements, and more.

Psychologists unanimously say that a child should have pocket money. Otherwise, how else can you learn to spend, save, and distribute it properly? But giving your son or daughter cash should be done wisely: start with small amounts, show how you can dispose of the cash.

With the beginning of schooling comes the need to give your child money. And this is when responsibility begins to form. Somewhere from 2-3 classes you can set the amount of pocket money, the first small amount - $10-20 that the child can spend at his discretion. Connect it gradually to small purchases in the store. You can also ask for pocket money to buy lost pens, pencils, rulers. Show different ways how you can dispose of the amount: spend it on extra cakes in the dining room, ride to school or club transportation when you are late, put it aside for a new toy, partially pay for the phone, etc.

The teenager can already be involved in understanding the family budget. Talk about mandatory items of expenditure: food, transportation, rent, etc. And offer to think about what you can buy for the remaining amount of what the child needs (clothes, shoes, hobby items). You can also connect to family decisions. For example, offer to plan a weekend camping trip for the family for a certain amount of money.

The question parents worry about is: to give cash for nothing or for something? Often parents practice rewarding for doing household chores. If you did the dishes, took out the trash, did homework on time, you get cash. But is it the right thing to do?

Psychologists say:

"Giving the child money, setting the amount of out-of-pocket expenses, do not dare to link it directly to household chores. After all, we clean the apartment or feed the cat, not because someone will pay us for it, but out of concern for our loved ones and a desire to create a comfortable space to live in. And when we start paying a child to do this, we teach to make money out of our relatives, monetize care and comfort, and destroy the value system of intra-family bonding".
Posted by      Ted Novack at 1:02 PM AEST | Comments (1)
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